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Mutual Funds: The Smart and Easy Way to Grow Your Money
Welcome to the world of mutual funds! You’ve probably heard the term, but maybe you’re not sure what exactly they are, how they work, or...
VISHAL MURALIDHARAN
Nov 20, 20244 min read


Should I Pay Extra EMI to Reduce My Loan Tenure or Invest in Mutual Funds?
Q: I have a housing loan of ₹1Crore with an interest rate of 8.5% per annum. My current EMI is ₹86,000 for a tenure of 20 years. I have...
VISHAL MURALIDHARAN
Nov 12, 20244 min read


Why Happiness Is not in Your Salary—It's in Your Spending Choices
In my journey so far, I've realized something important about happiness that has reshaped my perspective. Here’s a concept worth sharing:...
VISHAL MURALIDHARAN
Nov 1, 20242 min read


How to Effectively Manage My Bonus or Any Windfall Money Without Draining Out
In life, there are moments when we're blessed with a windfall—a sudden influx of cash, whether it's a bonus, a gift, or even through the...
VISHAL MURALIDHARAN
Dec 10, 20236 min read


Seeds of Wisdom: A Tale of Diversification and Asset Allocation
Hi, thank you for choosing to read this article. A quick note: this is going to be a lengthy read because I want to provide as detailed...
VISHAL MURALIDHARAN
Dec 6, 20238 min read
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